Disclosure


Important Disclosures:
Investments offered or sold by The Capital Group:
  • ARE NOT INSURED BY THE FDIC OR BY ANY OTHER GOVERNMENT AGENCY;
  • Are not obligations of the FDIC or any other government agency;
  • Are subject to investment risks, including the possible loss of the principal amount invested;
  • Investments may fluctuate in value, so that when they are sold they may be worth more or less than when they were purchased;
  • An investment's past performance should not be considered an indication of its future results.
 
General Website Disclosure
 
Information contained within this site is for informational purposes only.  It is general in nature and should not be construed as a solicitation of business or as advice designed to meet the needs and objectives of individual investors. 
 
Each individual investor's needs, risk tolerances and financial objectives differ significantly.  All investment products mentioned within this site will not fit the suitability standards and investment objectives for all investors.  It is recommended that investors meet with a qualified financial advisor and discuss which products will best suit their requirements.
   
This information should not be considered an offer or solicitation to buy or sell any given security. 
 
 It is not our intention to state or imply, in any manner, that past results and/or profitability is an indication of future performance.
              
While we consider the sources of the information found within this site to be reliable, accuracy cannot be guaranteed.
 
The Capital Group can only transact business in states where it is registered or where an exemption from such registration exists. 
 
This website contains links to various third party websites.  The content of the linked sites cannot be controlled by nor are they under the immediate supervision of The Capital Group.  The links do not imply or suggest any association, partnership or endorsement of any kind by or of The Capital Group.  Visitors of thecapitalgroup.bz, who follow any links on our site, and any subsequent links on other pages, do so at their own risk.
 
 
 
USA PATRIOT Act Disclosure
CUSTOMER IDENTIFICATION PROGRAM NOTICE

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, all financial institutions are required by law to obtain, verify and record information that identifies each individual or entity that opens an account.
What this means for you: When you open an account, we will ask you for your name, address, taxpayer or other government identification number and other information, such as date of birth for individuals, that will allow us to identify you. We may also ask to see identification documents such as a driver’s license, passport or documents showing the existence of the entity.
 
 
Privacy Notice
The Capital Group has always valued the trust our customers have placed in us, and we are committed to the responsible management, use, and protection of our customers' personal information. We are proud of our privacy and confidentiality practices, and we want you to know how we protect your information. Please take a moment to review our Privacy Policy, as described below.
Gathering Information
We treat the information we gather about you in a confidential manner. The Capital Group requires information about you to help us serve your financial needs, administer and update accounts, reduce fraud and other risks, provide customer service, offer new products or services, and fulfill legal and regulatory requirements. Any collection of personal information is to support our normal business operations and service your account.
In order to service your account, The Capital Group may collect nonpublic personal, financial and health information from the following sources:
         i.            Information on applications and related forms, or provided by you in person or over the phone, such as name, address, Social Security number, marital status, assets and income, and medical information if applying for insurance;
       ii.            Information collected from your browser, when you visit our web-site and your browser interacts with us;
      iii.            Information regarding your transactions with us, our affiliates or others, such as products or services purchased, account balances and payment history;
     iv.            Information from your employer, association, benefit plan sponsor, consumer reporting agencies, or other institutions where you conduct financial transactions, such as name, address, Social Security number, assets and income.
Sharing Information
The Capital Group does not disclose any nonpublic personal information about you to anyone, except as permitted or required by law. However, in the course of servicing your account, we may share previously described information about our customers with other service providers such as insurance companies, mutual fund companies, affiliated advisors, affiliated broker-dealers, banks, investment firms, customer identification services or technical application providers, as needed, to effect transactions, provide account maintenance or customer service to your account. We may also disclose your information to other organizations as permitted by law such as government agencies and law-enforcement officials (for example, for tax reporting, or under court order), or to other organizations and individuals with your consent (for example, to your attorney or tax professional).
 
Safeguarding Privacy
The Capital Group maintains physical, electronic, and procedural safeguards to guard your nonpublic personal information, to ensure that we are complying with our own policy, industry practices, and federal regulations. We emphasize the importance of information security through our employee manual, this Privacy Policy, and the contracts and agreements that we sign with external suppliers and partners. We safeguard information by regularly assessing security standards and procedures to protect against unauthorized access to personal information. Should you ever decide to terminate your relationship with us, you can be assured that your information will continue to be treated according to the privacy policies and practices as described in this notice.
Note: The Capital Group will notify customers of our privacy policy at the inception of our business relationship and annually thereafter. The Capital Group reserves the right to change this Privacy Policy at any time, without notice. The Capital Group will notify customers of any modifications on an annual basis. If The Capital Group changes its policy to offer non-public personal information to non-affiliated third parties other than for the reasons mentioned above, The Capital Group will provide its customers with an option to exclude their data from inclusion in this information sharing program.
This Privacy Policy applies to all Misbin/Radoccia Companies. Those entities include: The Capital Group Financial Advisors, Inc. (state registered insurance firm); The Capital Group Securities, Inc., a registered broker/dealer, finra Member www.finra.org  &  and The Capital Group Investment Advisors, Inc. a registered investment advisory firm.

©2019 The Capital Group. All rights reserved.